8 Reasons You Need Pet Health Insurance

Stop paying high veterinary bills and get your pet protected by getting pet health insurance. We all want our pets to be as healthy and happy as possible, but that can be difficult sometimes with expensive vet procedures. Every pet owner could save a lot of money by getting pet health insurance for their dog or cat. Accidents, routine health & illness problems, even death costs would be covered depending on the pet health insurance plan you choose.

Basic medical pet health insurance typically covers veterinarian expenses such as accidents, non-elective surgeries, hospitalization, and illnesses. Pet owners are advised to purchase a pet health care insurance plan as early in their pet’s life as possible. Many insurance companies and veterinarians point out that most freak accidents happen in the early years of a pet’s life. Owners should be aware that most pet health insurance plans do not cover genetic disorders that develop in certain breeds and some of the more expensive surgeries. Some insurance plans also will not touch pre-existing conditions, so you have to compare different pet health insurance companies to see which ones will best suit you and your pet’s situation.

If you have a purebred dog like a Labrador Retriever or a Yorkshire Terrier, you know that they are susceptible to many breed-specific health issues including hip dysplasia, portosystemic shunts, or gastric torsion (bloat). These breed-specific conditions can be debilitating or life-threatening and can cost thousands of dollars to diagnose and treat. In these cases, dog health insurance opens the door to the best care available for your dog and dramatically lowers the financial burden on you. Here are some of the main reasons you need to get pet health insurance.

1. Pets Can Get Sick Any Time
Young dogs eat stuff they shouldn’t, indoor dogs may not get enough exercise and can become overweight and unhealthy, older dogs get arthritis and high blood pressure. Stuff like this happens, you can’t really plan for it. Be prepared, get coverage.

2. No Need to Decide Under Emotional Stress
If your pet suddenly falls sick or is injured, the last thing you want to worry about is having to make a tradeoff between what you feel is right and what you can afford. Pet insurance allows you to avoid life-or-money decisions like these.

3. Do What Is Right, Not What You Can Afford
When you are discussing treatment options with your veterinarian, you want to focus on doing the right thing, not the cost. Pet insurance helps you do that.
4. Seemingly Simple Things Can Cost Thousands
A simple fracture can cost $2,000 or $3,000 to repair. Could you pay this if it happened today? Find out what’s covered.

5. How Much Have You Saved Up?
You keep saying you want to set aside an emergency fund for veterinary bills … how much have you saved up so far?

6. Vet Costs Rising Faster Than Your Wages
Veterinary costs are expensive and continues to get more expensive as it becomes more sophisticated. With the economy the way it is, it’s safe to say that our income wages are having trouble keeping up. Find out how to save on your vet bills!
7. It’s Not Expensive
A pet insurance plan that is designed properly can help you prepare for any of life’s unexpected turns and be inexpensive too.

8. Because They Would Do It for You
The unconditional love your dog shows you every day tells you that if roles were reversed, he/she would do it for you.